Kitchen Appliance Insurance Cover

The kitchen is often the hub of activity in the home and you want to ensure that all your appliances are protected. Our kitchen appliance insurance can cover you for as many or as few appliances as you want, ensuring you are covered against breakdown or accidental damage and unforeseen costs.

The number of appliances found in the kitchen is probably more than in any other room in your home and that is why our multi appliance cover is ideal, offering you a significant discount the more kitchen appliances you add to your policy.

With Prominence Support comprehensive appliance insurance you’ll have peace of mind and be safeguarded from costs should one of your appliances cease functioning. Don’t leave it to chance or you could be faced with bills for call outs, replacement parts or more. 

As trusted providers of appliance insurance, we make it easy for you to insure a selection of your appliances. Take advantage of the huge discounts available when you want to insure several kitchen or other appliances. It’s the only way to guarantee you financial security and peace of mind when it comes to appliances in your home. 

 

What items are considered kitchen appliances?

Any appliance that is used in the storage, preparation or cooking of foodstuffs can rightfully be considered a kitchen appliance. They are sometimes bracketed under other names including home appliances, domestic appliances or white goods, and they all make the job of preparing food that much easier.

There are a range of different kitchen appliances from small to large appliances, and we can provide insurance for each of them to ensure that all your items are protected against break down or even accidental damage.

We can provide insurance for most of your kitchen appliances, with discounts for insuring multiple appliances, including the following: American Fridge-Freezers, Blenders, Chest Freezers, Coffee Machines, Cooker Hoods, Cooker Oven, Cookers, Dish Washer, Double Ovens, Dual Fuel Range Cooker, Dual Fuel Cookers, Electric Cooker, Electric Hobs, Extractor Fans, Freezers, Fridges, Fridge-Freezers, Gas Hobs, Halogen Ovens, Kitchen Top Ovens, Microwaves, Pressure Cookers, Steam Ovens, Toaster Oven. Other items often typically found in the kitchen such as Tumble Dryers, Washer Dryers, and Washing Machines can also be added to your insurance bundle.

 

picture of kitchen appliance insurance items

What is kitchen appliance insurance?

Kitchen appliance insurance provides protection for your appliances if they should stop working or be damaged accidentally. This is insurance cover outside of the manufacturer’s warranty that you typically get when you first purchase a product and lasts for a limited period, often just 12 months. 

Our insurance ensures you are not left with the sinking feeling you get when you discover that your appliance stops working just days or weeks outside your standard kitchen appliance warranty. It gives you financial certainty and the knowledge that you are not going to have to face repair costs should one of your kitchen appliances break down.

Imagine how inconvenient it would be should you cooker suddenly stop working. Or what if your fridge freezer were to cease doing its job? That could be lots of frozen food going to waste, and even worse if you’ve just done your weekly shop!

Having kitchen appliance insurance means that we spring into action and quickly arrange for an engineer to take a look at your appliance. They will aim to get your appliance up and running again in as quick a time as possible, without any cost to you, or we’ll help arrange a replacement (or contribution towards) if it cannot be repaired.

 

What will kitchen appliance insurance cost?

Costs of kitchen appliance insurance will vary, depending partly on how many items you insure and the purchase prices of those. If you take advantage of our multi appliance cover you can make some amazing savings and ensure the majority of your kitchen appliances are covered.

Below is an example of what it might cost you if you were to take advantage of the discounts available with our multi appliance insurance. Each shows the starting cost per month with the discount taken into account when you insure 8 appliances on the same policy.  

The amounts do not take into account the discount you might get for paying for your insurance upfront on an annual rather than monthly basis, which could result in another discount of 20%+ off the costs shown.

 

AppliancePurchase price range (£)Costs/from (month)
Washing Machine£201-500£2.75
Tumble Dryer£201-500£2.75
Fridge£501-800£4.13
Cooker oven£801-1200£5.50
Dishwasher£0-200£1.92
Cooker Hood£201-500£2.75
Toaster Oven£201-500£2.75
Chest Freezer£501-800£4.13

 

Kitchen Appliance insurance vs Extended warranties – what’s the difference?

Wondering what the advantages are of choosing kitchen appliance insurance instead of an extended warranty? Both will provide some protection should your appliance break down, but the accidental damage and the ease of setting up multi appliance cover that helps appliance insurance stands head and shoulders over an extended warranty.

The advantages of appliance insurance are outlined below:

Extended WarrantyAppliance Insurance
Extended warranties sold to you on the high street usually lock you into a 2 or 3-year payment term, with no get outMost appliance insurance policies allow you to stop your premium at any time, at which point cover instantly ceases
Don’t always cover you for accidental damageWill cover you in the event of BOTH breakdown and accidental damage
Require you to purchase an extended warranty for each item you wish to coverYou can purchase multi-appliance cover, allowing you to protect several appliances with a single payment 
Can be expensive as bought on a per-item basis at your point of original purchaseAre often cheaper to buy, especially when insuring several appliances on a single policy
Often cannot extend the warranty for an item beyond a set number of yearsWill often cover older items, sometimes even appliances up to 8 years old
Requires you keep track of multiple warranties and payments for each appliance you have taken cover out for, including all that paperwork!One appliance insurance policy can cover  all your items, reducing the amount of paperwork and being just one set payment (either monthly, quarterly or annually), no matter how many appliances you insure

 

What kitchen appliance insurance do Prominence Support provide?

At Prominence Support we provide comprehensive kitchen appliance insurance, giving you access to cover for all your appliances in a single package. If you wish to insure just one appliance, you can do that, but the best savings are to be found the more appliances you extend your cover to.

By insuring up to 8 appliances on a single policy, you could enjoy a discount of up to 50% of the total costs of insurance. The benefit of having a single policy aside from the cost savings is the ease of managing your insurance, with just a single payment for all your appliances.

A multi appliance policy provides you with financial certainty when it comes to your appliances in the home. Items like washing machines, fridge freezers, dishwashers, cookers naturally can be covered, but you might be surprised to hear that you can also include other elements of your kitchen, including hobs, cooker hoods, and extractor fans for extra peace of mind.

Take advantage of an additional discount by signing up for an annual policy. By making an upfront payment on an annual basis can bring you savings, but if you prefer the flexibility of monthly payments, we can allow you to pay that way also.

 

What does kitchen appliance insurance cover?

Prominence Support’s insurance policies provide you with protection against things going unexpectedly wrong whether via mechanical or electrical breakdown or accidental damage. Should an appliance stop working, all the costs such as call outs, labour charges, repairs, parts will be covered by the policy, so there will be no additional cost to you at all. If the engineer is unable to repair your appliance, we will arrange a replacement appliance or make a contribution towards the cost of replacing your appliance.

A quick round-up of the main features of our kitchen appliance insurance is outlined below:

  • Mechanical and electrical breakdowns
  • Accidental damage
  • No excess fees
  • £500 limit per claim
  • No limit to the number of claims
  • Repairs, parts and labour costs
  • Similar specification replacement if we can’t repair it
  • In-house technical assistance
  • A trusted nationwide network of engineers
  • Speedy repairs
  • Cancel anytime
  • Engineer appointments usually within 24 hours
  • Personalised cover level
  • 21 days money-back guarantee

Example Appliances We Insure;

Why buy appliance insurance cover?

We all rely on our kitchen appliances to a considerable degree, and you only really notice how much when one of them suddenly stops working. A breakdown of one of your most commonly used kitchen appliances can cause significant inconvenience in the home.

How would you cope if your cooker were suddenly to stop working? Would it mean endless microwave meals or takeaways? And what if your fridge freezer was no longer doing its job? That would be a lot of frozen food for you to get through in a short space of time!

Protect yourself from these kinds of situations by having adequate insurance to help you when one of your kitchen appliances breaks down. Prominence Support can come to your aid when you need us most and make sure you have protection outside of your manufacturer’s warranty.

Avoid the uncertainty and inconvenience that could follow if one of your kitchen or other appliances no longer works, whether due to a mechanical or electrical fault or due to accidental damage. Our insurance policy will ensure you will not face costly repairs bills or worse.

 

kitchen appliance insurance image

Is kitchen appliance insurance worth it?

At first sight, kitchen appliance insurance may seem expensive, but when you weigh it up against the costs of repairs or having to replace one of your major appliances, it very obviously becomes worth it. With so many appliances in the home, it makes sense to cover the majority of them under comprehensive multi appliance insurance.

Prominence Support provides you with the perfect opportunity to provide yourself with peace of mind, and by taking advantage of the policies we offer, you can insure multiple appliances under the same policy and make significant savings for each additional item you add.  These discounts very quickly make your extensive insurance package excellent value for money.

The alternative to kitchen appliances is having none at all, and if you are suddenly having to repair or replace one of your major kitchen appliances such as a cooker or fridge freezer, this could be a significant outlay that you probably won’t have planned spending. Additionally, the costs of having to eat out or have takeaways if your cooker is broken, or throwing away the majority of your frozen food if your freezer breaks down, will prove more costly than if you had insurance in the first place.

Can I insure more than one appliance?

Insuring more than one appliance is the best way to take advantage of the discounts we offer for those taking out multiple appliance insurance, and we recommend that if you wish to have certainty that you are protected against many of your appliances going wrong. You can, of course, insure a single appliance but the difficulty is in knowing which appliance you should insure

Some households may decide to insure their most vital and often most expensive kitchen appliances, but if you are looking to have full peace of mind, you should look to insure as many appliances as you can reasonably afford. The more appliances you insure with Prominence Support, the better the discount, with savings of up to 50% off for every additional appliance you add during the quote process.

Make the most of the multiple appliance discounts. You can add additional items to your policy or remove items later as your circumstances change. This allows your insurance cover to evolve to your requirements over time.

What appliances should I get insurance cover for?

Deciding which appliances to insure is never easy but with our multi appliance insurance, it is easy to insure the majority of them. If you are limited in how many appliances you can realistically insure, we would suggest that you concentrate on those appliances that are most essential to your household.

Appliances that you can’t do without for any length of time should be your priority. We would suggest that appliances such as cookers, fridge freezers, washing machines are likely to be the first on your list for insurances purposes, although some in your household might consider the TV should be the item that you insure first and foremost.

The best advice is to consider the degree of inconvenience and any additional expense that might result if one of your appliances were to break down. It is these primary appliances that you should make sure you include on your insurance policy and then consider some of the items that you might consider secondary yet still worthy of insuring.

Our multi appliance policies make it easy for you to insure many items, and with the discounts, you will receive the more items you insure with us, we guarantee that insuring all your appliances won’t cost anywhere near as much as you might have initially anticipated.

Why should I choose appliance insurance cover with Prominence Support?

At Prominence Support, we make the job of insuring your kitchen and other appliances easy. All aspects of the activity in the kitchen, from food preparation, storage and cleaning, have an appliance to make your life easier, and we want to make sure you have the right level of cover to protect you from unforeseen damages.

We recognise that your kitchen appliances are some of the most important to you and their continued working order is essential to the smooth running of your household. That is why we make sure you are not without the use of any of them for any significant period of time.

What makes our policies better than the rest is that we allow you cover a good range of kitchen appliances along with other appliances in the home such as TV, entertainment systems etc to give you that broad spread of insurance cover and complete peace of mind.

Prominence support gives you affordable, flexible and competitively priced insurance. We have helped insure thousands of customers through our insurance policies and they regularly renew with us year after year.  Our swift response times and UK based helplines mean we are always able to respond to you when you really need us.

Can I cancel my kitchen appliance insurance at any time?

At Prominence Support, we believe that appliance insurance shouldn’t tie you into a contract that you can’t get out of, and for this reason, we allow you to cancel at any time, without having to incur any unseen fees. This provides you with peace of mind not only about the level of cover you have but also the ability to cancel or amend your policy should you feel the need.

If you cancel your policy within 21 calendar days of receiving it you will receive a full refund of any premium you have paid to us. If however, you have made a claim during this period we reserve the right to deduct the cost of that claim from the refund of premium which is due to you and we will tell you if we are making this deduction. If you cancel this policy after 21 calendar days of receiving it, the cancellation will be effective immediately and the amount of premium refund you are entitled to be set out below. 

 

Monthly and Quarterly PoliciesAnnual Policies
You will not be charged any more monthly or quarterly premium amounts and you will not receive a refund of any premium you have paid to us.You will be entitled to a pro-rata return of premium paid for the number of complete unexpired days remaining of your policy. The administrator will charge an administration fee of £20. You will not be entitled to a pro-rata refund if a claim or an incident that may give rise to a claim has occurred.

Unlike other insurers, there are no restrictions on the number of times you can claim on your policy. We recognise that it can just be ill fortune that more than one appliance can break down during the period of your insurance cover.

The last thing we want is for our customers to be reluctant to ask for our assistance just because they have previously made a claim or several claims. We only specify one general restriction and that is one that excludes deliberate damage and pre-existing faults from cover under our insurance policies.

If your kitchen appliance or other appliance cannot be repaired, we will aim to replace it with one of similar specification. Occasionally we are unable to source a replacement appliance, in which case we will make a contribution towards the cost of replacing the appliance, enabling you to find a replacement yourself.

We make things straightforward for you when it comes to getting an appliance insurance quote. All you have to do is visit our Appliance Quote page and choose the appliances you are looking to insure. We’ll ask you for a few basic details about each appliance and from this, we will generate your quote.

If you quote is agreeable, just complete the online form and proceed to checkout. Your insurance confirmation will be emailed to you straight away and all other policy documents will follow within 2 working days. If you prefer the personal touch when sorting out your policy details, get in touch with our friendly Customer Services Team.

Our payment options for your appliance insurance are flexible so you have a choice of paying annually, quarterly or monthly. You will be presented with these options when you are proceeding with your quote.

A policy paid for annually offers the best value for money and there is a significant discount (usually greater than 20%) for paying for your policy upfront. If you wish to have greater flexibility and spread the cost at regular intervals throughout the year then you can do so.

Prominence Support has simplified the appliance insurance buying process for you. Our policies are easy to understand and there are no hidden costs or conditions. We make sure you get the quality service you deserve so you are never without the kitchen or other appliances for long.

With every home in the UK having a large number of appliances, it can be hard to decide which items you should insure, but our flexible multi appliance policies mean that you can have an adequate cover but still remain within budget. We guarantee you peace of mind and give you the confidence that you’ve made the right choice when it comes to your appliance insurance.

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