Is Kitchen Appliance Insurance Worth It?

It is often said that the kitchen is the heart of the home and that’s why you need to protect that ‘heart’ by ensuring that you have proper insurance cover for your kitchen appliances. Protecting all the major appliances in your kitchen against breakdown or accidental damage will ensure your kitchen continues to function smoothly.

The kitchen contains many high-value appliances, such as your cooker, and many may also include a washing machine or even a dryer, so it’s not all about food preparation in your kitchen area. If you want to avoid a huge headache of inconvenience or a large repair or replacement bill, it makes sense to insure your major kitchen appliances.

Having kitchen appliance insurance gives you protection against unforeseen costs should you experience a breakdown or accidental damage. It ensures you don’t have to face a substantial repair bill or worse, sometimes at a time when you can least afford it.

So is kitchen appliance insurance really worth buying? We provide you with all the details so you can establish whether insuring your kitchen appliances will be a good option for you.

What is kitchen appliance insurance?

Add up all the kitchen appliances in your home and the number and cost is probably quite substantial. There are many labour saving and other items you use in the kitchen, from cookers to fridge freezers, washing machines and dishwashers, all of which are probably used on a daily or frequent basis. To be without any of these appliances for any length of time would cause huge inconvenience in your household.

This is where kitchen appliance insurance comes to the rescue. It protects you against any costs should your appliance suddenly stop functioning. With kitchen insurance in place, all you need to do is get in touch with us and we’ll arrange for an engineer visit to repair your appliance. If it cannot be repaired then we will help arrange a replacement appliance.

What items can be included under a kitchen appliance insurance policy?

We can provide insurance for an array of domestic appliances including your kitchen appliances such as American Fridge-Freezers, Blenders, Chest Freezers, Coffee Machines, Cooker Hoods, Cooker Oven, Cookers, Dish Washer, Dryers, Double Ovens, Dual Fuel Range Cooker, Dual Fuel Cookers, Electric Cooker, Electric Hobs, Extractor Fans, Freezers, Fridges, Fridge-Freezers, Gas Hobs, Halogen Ovens, Kitchen Top Ovens, Microwaves, Pressure Cookers, Steam Ovens, Toaster Oven, Tumble Dryers, Washer Dryers, and Washing Machines. You can insure a single kitchen appliance or give yourself full peace of mind by insuring multiple appliances in your kitchen or entire household. 

What does kitchen appliance insurance cover?

Kitchen appliance insurance protects you against breakdown or accidental damage. With a Prominence Support insurance policy, all the costs including call outs, labour, repairs, and parts are completely covered under the terms of your insurance.

It is our aim to get support out to you within 24 hours of you contacting us so that we can get your kitchen appliance up and running again. If we are unable to repair it and you need a new appliance instead, we will find a replacement of similar specification for you. If we are unable to find a replacement, we will pay a contribution towards the cost of replacing it.

With our insurance policies, there are no limits on the amount of claims you can make, so you won’t be disadvantaged in any way should you find you have to make multiple claims within a short period of time.

Manufacturer’s warranties do not usually offer you anywhere near the level of protection that you get from our insurance. For starters, most manufacturer warranties do not provide cover for accidental damage.

Typically, if you have relied on a warranty in the past, you have probably found that there has been some clause preventing you making a claim, or your warranty has already run out! Avoid these kinds of situations by making sure that you have insurance that will cover you under much more situations.

Compared with having to pay for repairs or replacements, kitchen appliance insurance is excellent value for money. How much you pay depends on the number of kitchen or other appliances you insure plus the purchase price of each individual appliance.

At Prominence Support, we provide comprehensive appliance insurance allowing you to insure  a single appliance or insure multiple appliances under the same policy and benefit from the discounts available.

Here are some insurance cost estimates for a range of different kitchen appliances:

Appliance Purchase price range (£) Cost/from (month)
Washing Machine £201-500 £2.75
Tumble Dryer £201-500 £2.75
American Fridge freezer £801-1000 £5.50
Cooker oven £501-800 £4.13
Dishwasher £0-200 £1.92
Extractor Fan £501-800 £4.13
Washer Dryer £201-500 £2.75
Microwave £0-200 £1.92

For some people, the peace of mind provided by kitchen appliance insurance alone is worth it. By having insurance gives certainty that any cost of repairs are covered should something suddenly go wrong with a kitchen appliance.

The idea of being without a cooker, fridge freezer, or a washing machine for any length of time could be too much for some, so having insurance guarantees that the disruption caused will be minimal. It is also worth considering the extra costs that might result should an appliance break down. For example, you might have to throw away food if your freezer ceases working; you may have to make multiple visits to the launderette if you washing machine packs up; or you might be eating takeaway every night your cooker is out of action.

Having insurance from Prominence Support for your kitchen appliances allows you to leave any issues you have with your appliances to us. Whether you are having problems due to a mechanical or electrical breakdown, or it has been due to an accident, we’ll get your appliance working again quickly, minimising the disruption to you. You can;t put a price on that convenience.

If you compare our insurance policies with any extended warranty you might take out when buying your appliance, you’ll discover that we provide more comprehensive cover and take care of things for you for both breakdown AND accidental damage. By taking out flexible insurance cover for multiple appliances makes things even more cost-effective.

Getting a quote for your kitchen and other appliances is easy. Go to our Appliance Quote page and choose the appliances you wish to insure. We just need you to provide a few basic details about your appliance and we’ll generate your instant quote

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