Washing Machine Insurance Cover

Your washing machine is one of the most vital pieces of equipment in the home, and when it ceases working it can be a major inconvenience. Very quickly that dirty washing will start to pile up in your household, and it’s at this point you are going to wish you had taken out washing machine insurance cover

Your washing machine is likely to be one of the main household appliances that you can least afford to do without, and the cost repairing or replacing them can be considerable. That is why Prominence Support provides comprehensive washing machine insurance to protect you from unexpected costs in the event of a breakdown of your washing machine.

At Prominence Support, we provide comprehensive washing machine appliance insurance, that can cover not only your washing machines but also tumble dryers and washer dryers. Our washing machine insurance cover ensures you are adequately covered if your washing machine should suddenly stop working or if it is damaged by accident. Don’t leave it to chance, as the cost of a washing machine call-out and any replacement parts that might be required could end up being substantial.

As trusted providers of insurance, we are the perfect option for you if you are looking for insurance for your washing machine or other household appliances. Washing machine insurance with Prominence Support gives you true peace of mind and financial security. 

 

What washing machine appliances do you provide insurance cover for?

We provide insurance for the majority of washing machines, washer-dryers, and tumble dryers, although appliances over a certain age may be excluded from a policy. We know that you may have one or several of these types of appliances so our insurance can take this into account and allow you to insure one or several of them.

Our cover will protect your washing appliances against accidental damage and mechanical and electrical breakdown, meaning you will be able to wash and dry your clothing year-round. We provide cover for a range of brands including AEG, Beko, Belling, Bosch, Candy, Grundig, Hoover, Indesit, Haier, Hotpoint, Kenwood, LG, Logic, Miele, Samsung, Smeg, Zanussi to name but a few.

 

washing machine insurance

What is washing machine insurance?

Washing machine insurance provides cover for your appliance(s)in the event of a breakdown or accidental damage. While the warranty you get when you buy an appliance might cover you for an initial period, often to only 12 months, it’s so commonly the case that your appliance develops a fault, just a short time after the warranty has expired.

Our washing machine insurance gives you peace of mind. We look after all aspects should your washing machine break down including arranging engineer call outs and appointments, labour charges, repairs, parts and even full replacements. Our service gives you immediate access to our technical team of in-house engineers that offer hands-on technical assistance and diagnostics.

Washing machine insurance provides you with financial certainty in that you know you are not going to have to suddenly find money to fund repairs or replacement should your appliance cease working. We’ll get your washing machine in working order as quickly as possible, and if that isn’t possible, we’ll arrange a suitable replacement or make a contribution towards the cost of a new washing machine.

 

How much does washing machine insurance cost?

The costs of washing machine insurance vary and is dependent on whether you are insuring a single appliance or several other household appliances, whether that be a washing machine plus separate dryer or other appliances at the same time. We provide insurance packages allowing you the option of selecting a set number of appliances to insure, including washing machines, for a fixed price package. You’ll get a discount the more appliances you insure with us.

The cost of washing machine insurance cover takes into consideration the price bracket of the appliance you own, so we will ask you to provide this information for each appliance so that we can generate your competitive quote.

Here are some estimates for a range of different priced washing machine/washer dryer appliances. Each is the cost per month based on multi appliance insurance and does not take into account the discount you might get for insuring several appliances or for paying your insurance upfront on an annual rather than monthly basis

AppliancePurchase price range (£)Cost/from (month)
Washing Machine/Washer Dryer£0-200£1.92
Washing Machine/Washer Dryer£201-500£2.75
Washing Machine/Washer Dryer£501-800£4.13
Washing Machine/Washer Dryer£801-1200£5.50
Washing Machine/Washer Dryer£1201-1600£6.88
Washing Machine/Washer Dryer£1601-2000£8.25

Washing Machine Insurance vs Extended washing machine warranties – how do they differ?

Wondering what the difference is between washing machine insurance and an extended warranty? While both provide some degree of protection should your appliance suddenly stop working, washing machine insurance does in fact have some major advantages over typical extended warranties.

 

Extended WarrantyAppliance Insurance
Extended warranties sold to you on the high street usually lock you into a 2 or 3-year payment term, with no get outMost washing machine and other appliance insurance policies allow you to stop your premium at any time, at which point cover instantly ceases
Don’t always cover you for accidental damageWill cover you in the event of BOTH breakdown and accidental damage
Require you to purchase an extended warranty for each item you wish to coverYou can purchase multi-appliance cover, allowing you to protect several washing appliances, or other household appliances, with a single payment 
Can be expensive as bought on a per-item basis at your point of original purchaseAre often cheaper to buy, especially when insuring several appliances on a single policy
Often cannot extend the warranty for an item beyond a set number of yearsWill often cover older items, sometimes even washing machines and other appliances up to 8 years old
Requires you keep track of multiple warranties and payments for each appliance you have taken cover out for, including all that paperwork!One appliance insurance policy can cover all your appliances, reducing the amount of paperwork and being just one set payment (either monthly, quarterly or annually), no matter how many appliances you insure

What washing machine insurance do Prominence Support provide?

At Prominence Support, we provide a range of washing machine cover options to ensure that you are protected against many eventualities including a mechanical and electrical break down and accidental damage. You can insure your washing machine or dryer as part of comprehensive appliance insurance, giving you cover across multiple appliances, or you can choose to just insure your washing machine alone.

Washing machine insurance may at first insurance seem expensive, but when you consider the potential cost of repairs or replacement, it very obviously becomes an excellent value for money. If you take advantage of the discount available (up to 50%) for insuring multiple appliances with us, you’ll find the savings add up, and your cover will prove excellent value for money.

By insuring your washing machine and other appliances with Prominence Support gives you financial certainty and peace of mind. Make the most of bigger savings by paying for your TV insurance annually or quarterly, but if you prefer the flexibility of monthly payments, you can sign up for payments on that basis.

 

What does appliance insurance cover?

Washing machine insurance provided by Prominence Support effectively applies a warranty and accidental damage cover on any appliance that you choose to cover under your policy. Your insurance protects you against things unexpectedly going wrong with your washing machine outside of your manufacturer’s warranty. All the costs, from washing machine engineer call outs, labour charges, repairs, replacement parts, will be covered by your insurance. Even if your washing machine or washer dryer cannot be repaired, we will arrange for a full replacement or a contribution towards the cost of replacing your appliance.

Included in our washing machine insurance cover is the following:

  • Mechanical and electrical breakdowns
  • Accidental damage
  • £500 limit per claim
  • No limit to the number of claims
  • Repairs, parts and labour costs
  • Similar specification replacement if we can’t repair it
  • In-house technical assistance
  • A trusted nationwide network of engineers
  • Speedy repairs
  • Cancel anytime
  • Engineer appointments usually within 24 hours
  • Personalised cover level
  • 21 days money-back guarantee
  • FCA regulated

Example Appliances We Insure;

Why buy washing machine insurance?

The washing machine really is the workhorse in your household, and it’s an appliance you pretty much take for granted… until it stops working. If the worst does happen, and your washing machine does break, very quickly school uniforms, work clothes, bath towels etc will start to pile up.

A breakdown of the washing machine can cause such a massive headache that you really don’t want to be without it for any longer than you have to. When the alternative is lugging your washing to the launderette on a regular basis, you’ll be wishing you’d taken out that insurance when you had the chance.

Prominence Support can assist you and help you avoid the massive inconvenience that usually occurs when the washing machine or dryer stops functioning. Give yourself the certainty of knowing that you are not going to have to pick up an unexpected repair bill outside of your limited regular manufacturer’s warranty, or even have to buy a replacement when your appliance breaks down. Plus, you’ll be covered for accidental damage too.

While many people choose not to insure their washing machine because they consider the cost of repair will not be as expensive as the cover, it’s only when presented with a repair bill that they realise that breakdown and accidental damage cover is more than worth it. 

Washing machine insurance cover

Is washing machine insurance worth it?

If you are trying to weigh up whether washing machine insurance cover is worth buying, then perhaps you’ve never benefited from having insurance before. Those who had had to pay for a washing machine repair or replacement out of their own pocket know that it doesn’t usually come cheap.

The last thing most of us need us to have a situation where you have to find a significant amount of money to cover the cost or repair – engineer call outs can be expensive, and that’s before you’ve taken into account the cost of replacement parts. If you’re washing machine cannot be repaired, then a full replacement will be expensive, especially if you are having to find the full amount yourself.

Washing machine insurance will provide you with cover outside of your manufacturer’s warranty, and it is worth remembering that, unlike our insurance, most of these do not cover you for accidental damage. Having washing machine insurance is worth it for the peace of mind you’ll get from knowing that you are covered for most circumstances, and we’ll keep you updated with the status of your insurance claim every step of the way

Washing machine insurance with Prominence Support provides you with certainty and ensures that you don’t have to find the money for repairs or replacement, perhaps at a time when you can least afford to do so. And we’ll do all the work for you and aim to resolve all claims within 5 working days – inclusive of parts order and delivery. 

Can I insure just my washing machine?

Our insurance policies are flexible so you can insure as many items as you wish. If you want to insure just a single appliance – your washing machine – then we can do that for you. 

Appliance insurance cover can be taken out on washing machines and other white goods or household appliances. Some people may choose to insure just the appliances that they most rely on, and our insurance options allow you to do that.

Should you wish to purchase insurance to cover for your washing machine, dryer, and other household appliances, then we can provide a comprehensive policy covering all of those. With discounts available for insuring multiple appliances,  you can make savings the more items you insure.

Should I insure my washing machine instead of other appliances?

We can’t tell you which items to insure, but we would advise you to consider which appliances are the most important in your household and would cause the maximum amount of disruption if you were suddenly not able to use it. A washing machine would definitely fall into the category of an essential item in the home.

Being without your washing machine or dryer for a significant period of time is likely to cause you a great deal of headaches, and for this reason, we would suggest it probably should be one of the first appliances you choose to insure. You should also take into account the cost if you had to replace your washing machine yourself and balance this against the cost of other appliances in your household. 

Sometimes you are better served by insuring the appliances that would cost the most if you should have to replace them. Ideally, you would be in a position to take out comprehensive insurance for multiple appliances, but we appreciate you may not be able or wish to do this, so it is a case of balancing out the appliances that you consider essential to the smooth running of your home against the potential costs of repair or replacement. If your washing machine is a particularly expensive appliance, then we suggest that it may make financial sense to insure it instead of a much cheaper household appliance that you could replace much easily.

At Prominence Support we understand that your washing is likely to be one of the most used appliances in your home that you probably consider you couldn’t be without for any length of time. For this reason, we offer you protection against breakdown or accidental damage so that you do not have to go without the use of your washing machine or dryer for a significant period of time.

We appreciate you may not wish to insure all your appliances, but our best policies allow you to cover a good range of your appliances, including your washing machine. We provide great flexibility so that you can make changes to your cover over time so that it covers as many or as few appliances as you require.

Our range of insurance products provides our customers with certainty through the comprehensive, competitive and affordable cover. We have insured thousands of domestic consumers through our insurance policies and our UK based helplines mean we are always available when you need us most.

We believe that insurance on washing machines and other domestic appliances shouldn’t tie you into a contract that you can’t get out of. At Prominence Support, we provide you with complete peace of mind when it comes to both the level of insurance cover for your washing machine, but also the ability to cancel at any time, without incurring any additional fees.

Our policies provide flexibility so that you can amend or cancel your policy at any point you choose to do so. If you cancel your policy within 21 calendar days of receiving it you will receive a full refund of any premium you have paid to us. If however, you have made a claim during this period we reserve the right to deduct the cost of that claim from the refund of premium which is due to you and we will tell you if we are making this deduction. If you cancel this policy after 21 calendar days of receiving it, the cancellation will be effective immediately and the amount of premium refund you are entitled to be set out below.

Monthly and Quarterly PoliciesAnnual Policies
You will not be charged any more monthly or quarterly premium amounts and you will not receive a refund of any premium you have paid to us.You will be entitled to a pro-rata return of premium paid for the number of complete unexpired days remaining of your policy. The administrator will charge an administration fee of £20. You will not be entitled to a pro-rata refund if a claim or an incident that may give rise to a claim has occurred.

We are unlike many other insurers in that we do not limit the number of times you can claim. We understand that sometimes it’s just bad luck that more than one appliance, including your washing machine, can break down in the period you have the cover with us.

We don’t want to make you feel awkward should you find that you have to make several claims within a short time period, whether due to breakdown, accidental damage or a combination of the two. The only general restriction we specify is that deliberate damage and pre-existing faults are not covered under our insurance policies

It may sometimes be the case that your washing machine cannot be repaired, in which case we will replace it with one of similar specification to the appliance that you own. If for any reason we are unable to find a suitable replacement washing machine or dryer, we will pay a contribution towards the cost of buying a replacement, allowing you to put that towards choosing a replacement appliance yourself.

It’s easy to get a quote for insuring your washing machine and other appliances. Visit our Appliance Quote page, select the appliance(s) you are considering insuring, and provide us with some basic details about your washing machine, washer dryer, or dryer, including brand, colour and price range, and from these details we will provide your quote.

If you quote is agreeable, just fill in the online form and proceed to checkout. We will send you your confirmation straight away and all documents will follow to your home address within 2 working days.

Alternatively, if you prefer to sort your washing machine insurance over the phone, get in touch with our Customer Service helpline and speak to one of our friendly team.

There are a number of ways in which you can pay for your washing machine insurance policy – either Monthly, Quarterly or Annually. When proceeding with your quote, you will have these options, allowing you to spread the cost of payments throughout the year or making a one-off annual payment.

Prominence Support makes it straightforward for you to organise your insurance for your washing machine and other appliances. Our insurance is easy to understand and there are no hidden costs or conditions. We provide you with the top service you have paid for, ensuring quick response times and exceptional customer service.

If your washing machine is as vital to your household as we think it is, then it is most definitely worth insuring. With washing machine insurance we make sure you are back up and running in mega quick time in the event of any mechanical, accidental or electrical breakdown so that disruption and inconvenience are minimised.

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