Ensuring your home appliances are properly protected against breakdown or damage has to be one of your priorities if you wish to avoid an unwelcome repair or replacement bill. With so many appliances that can go wrong or accidentally be damaged, it makes sense to insulate yourself against these unforeseen costs.

So is appliance insurance really worth it and will it really save me money in the long term? We’ll give you the lowdown on appliance insurance and whether it will work for you

 

What is appliance insurance?

All those items that you use on the home that make life that bit easier, from kitchen appliances like cookers to fridge freezers, dishwashers, and washing machines, to consumer electronic  items like TVs and DVD players, are all items that you use on a weekly if not daily basis. The last thing you want is to be without them should they suddenly stop working or get damaged.

This is where appliance insurance comes in. It will cover you against the costs of repair or replacement should you need to get your appliance looked at. You won’t have to do a thing as once you’ve been in touch with us, we’ll handle it all, from sending out an engineer to carrying out a repair to helping arrange a replacement if your appliance cannot be repaired.

 

 

What items can be included under an appliance insurance policy?

We can provide insurance for the majority of your household appliances including American Fridge-Freezers, Blenders, Chest Freezers, Coffee Machines, Cooker Hoods, Cooker Oven, Cookers, Dish Washer, Dryers, Double Ovens, Dual Fuel Range Cooker, Dual Fuel Cookers, DVD players, Electric Cooker, Electric Hobs, Extractor Fans, Freezers, Fridges, Fridge-Freezers, Gas Hobs, Halogen Ovens, Irons, Kitchen Top Ovens, Microwaves, Pressure Cookers, Steam Ovens, Toaster Oven, Tumble Dryers, TVs, Vacuum Cleaners, Washer Dryers, and Washing Machines. Having this level of cover available provides you with peace of mind when it comes to all your domestic appliances, both in the kitchen and the rest of your household.

Is Appliance Insurance Worth It? 2

What does appliance insurance cover?

Appliance insurance protects you against things going wrong, whether that is due to breakdown or accidental damage. All the costs, including engineer call outs, labour charges, repairs, parts are covered by your insurance.

At Prominence Support we aim to have an engineer out to you within 24 hours so that your appliance can quickly be repaired. We have no limit on the number of claims you can make, so even if you have a run of bad luck with your appliances, you won’t be disadvantaged in any way.

Even if your appliance cannot be repaired, we will do all the leg work for you and replace it with an appliance of similar specification. If we are unable to source a suitable replacement, we will pay a contribution towards the cost of replacing it, enabling you to choose a replacement yourself.

 

I have a warranty with my appliances. Why do I need appliance insurance?

You could be forgiven for thinking that because you have a manufacturer’s warranty for your appliance from when you first bought it that you don’t need appliance insurance, but does it really give you the protection you need? Manufacturer warranties and extended warranties you purchase do not usually cover you against accidental damage.

Ask yourself how many times have you gone to claim under a warranty only to find it has just recently expired. Avoid this typical scenario by ensuring you are properly protected.

Is Appliance Insurance Worth It?

I’ve heard appliance insurance is expensive. How much will it cost me?

Compared to the costs of repairs or replacement, appliance insurance is incredibly good value. What you pay will be determined by the number of appliances you insure plus the value of the appliances themselves.

At Prominence Support, we provide great appliance insurance packages that allow you to insure several appliances under the same policy and therefore take advantage of the great discounts we offer.

Here are some cost estimates for a range of different household appliances:

 

AppliancePurchase price range (£)Cost/from (month)
Washing Machine£201-500£2.75
Tumble Dryer£201-500£2.75
American Fridge freezer£801-1000£5.50
Cooker oven£501-800£4.13
Dishwasher£0-200£1.92
Television£501-800£4.13
Washer Dryer£201-500£2.75
Vacuum Cleaner£0-200£1.92

You can insure a single item or as many appliances as you wish. At Prominence Support we allow you flexibility with your policy so you can change it to your needs over time as well as allowing you to cancel at any time you wish.

 

So is appliance insurance worth it?

Appliance insurance provides you with the certainty that you are not going to have to find money to cover repairs or replacement when something goes wrong with one of your appliances. If you weigh up the inconvenience that would be caused in your household if one of your kitchen appliances such as a cooker, washing machine or fridge freezer were to suddenly stop working.

You would also have to take into account all the extra costs that you might incur, such as takeaways, having to throw away ruined frozen foods, or multiple trips to a launderette. Very quickly that all adds up to costs that you wouldn’t have faced if you had appliance insurance.

Having insurance with Prominence Support ensures that your repairs or replacement is handled by us. We’ll aim to get your appliance up and running in as quick a time as possible, minimising the disruption to your household, and you can’t put a price on that convenience.

When compared to extended warranties that your local retailer might try to sell you at the point of purchasing your appliance, our insurance is far more comprehensive, ensuring that you have cover for both breakdown AND accidental damage.

We’ll provide you with cover for multiple appliances under one policy, making it far easier to manage. Unlike an extended warranty which may lok you into a 2 or 3 year warranty, you are free to cease your cover with us at a time you choose to do so. We can even cover older appliances which you may not be able to do with other warranties.

By opting for a comprehensive appliance insurance package will protect all your key appliances and give you access to bigger savings as well as greater peace of mind. You can enjoy the flexibility of paying for your policy annually, quarterly or monthly and know that we are always there for you.

 

Get a quote for appliance insurance

Getting a quote is easy. Go to our Appliance Quote page and choose the appliances you wish to insure. Provide us with a few basic details of each appliance and we’ll give you your instant quote.

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Appliance insurance provided by Prominence Support effectively applies a warranty on specific household appliances that you choose to cover under your policy. Your insurance protects you against things going unexpectedly wrong. Should an item break down for no reason, or because the damage has been accidentally caused to it, all the costs – from engineer call outs, labour charges, repairs, parts – will be covered. Even if your items cannot be repaired, we will arrange for a full replacement or a contribution towards the cost of replacing your appliance.
A quick round-up of the main features of our appliance insurance is outlined below:

  • Mechanical and electrical breakdowns
  • Accidental damage
  • No limit to the number of claims
  • Repairs, parts and labour costs
  • Similar specification replacement if we can’t repair it
  • In-house technical assistance
  • A national network of engineers
  • Speedy repairs
  • Cancel anytime
  • Engineer appointments usually within 24 hours
  • Personalised cover level
  • 21 days money-back guarantee
  • FCA Regulated

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