Home Emergency Repairs in a time of COVID-19

Home Emergency Repairs In A Time Of COVID-19

 An “emergency” is the sudden and unforeseen damage to something in your property covered by your insurance policy or can be covered by your status as a tenant or lodger. For example:

Emergency 1 Exposes you to a risk to your health  
Emergency 2 Creates a risk of loss of or damage to your property  
Emergency 3 Makes the buildings uninhabitable  

Continue reading “Home Emergency Repairs In A Time Of COVID-19”

Home Insurance for All Budgets

There’s no legal requirement to have home insurance but having means there will no large bills if you need to repair your home or replace your belongings after they have been stolen, damaged or destroyed. As home security systems have improved, and as the result of other contributing factors, between 2002/03 and 2018/19, there has been a clear trend of declining burglary offences in England and Wales. You may not feel like this is the case in your area. Continue reading “Home Insurance for All Budgets”

Could Renting Home Appliances Be For You?

In April 2019, AO World announced it would be beginning a trial of an appliance rental service in England and Scotland, offering the rental of white goods starting from £8 a month, seems to be prefiguring wider changes where consumer behaviour seems to be less enthralled by the prospect of appliance ownership.

Within that affordable sum are insurance, repairs and the recycling of any old appliances. After five years, customers will be able to replace an appliance with a new one and have the old one sent for refurbishment or recycling.

Like other subscription models, AO’s shares in the fact that customers can cancel at any Continue reading “Could Renting Home Appliances Be For You?”

Consumer Decision-Making with Home Appliance Insurance, Including Future Trends

Recent research on consumers’ decision making in insurance services, especially regarding Home Appliance Insurance is not as frequent as it should be. The London School of Economics, Ipsos and VVA Europe, prepared in May 2017 a study for the European Commission on consumers’ decision making in insurance services from a behavioural economics perspective. It makes for some interesting, if slightly unsurprising, reading. Continue reading “Consumer Decision-Making with Home Appliance Insurance, Including Future Trends”

The Absolute Five Essentials for Home Appliance Insurance

You arrive home to find your fridge door open. There’s a pool of water on the floor, a faint smell of burning, and your soon-to-be expired salmon is lying soggy on the floor. You couldn’t afford to live without your fridge, could you? Home appliance insurance protects all of your brown and white goods against accidental damage and mechanical or electrical breakdown. Continue reading “The Absolute Five Essentials for Home Appliance Insurance”