Home Emergency Repairs in a time of COVID-19

Home Emergency Repairs In A Time Of COVID-19

 An “emergency” is the sudden and unforeseen damage to something in your property covered by your insurance policy or can be covered by your status as a tenant or lodger. For example:

Emergency 1 Exposes you to a risk to your health  
Emergency 2 Creates a risk of loss of or damage to your property  
Emergency 3 Makes the buildings uninhabitable  

Continue reading “Home Emergency Repairs In A Time Of COVID-19”

Home Insurance for All Budgets

There’s no legal requirement to have home insurance but having means there will no large bills if you need to repair your home or replace your belongings after they have been stolen, damaged or destroyed. As home security systems have improved, and as the result of other contributing factors, between 2002/03 and 2018/19, there has been a clear trend of declining burglary offences in England and Wales. You may not feel like this is the case in your area. Continue reading “Home Insurance for All Budgets”

Home Repair Emergencies Never Strike At Good Time, Do They?

Home Repair Emergencies Never Strike At Good Time, Do They?

This has been a year of crises for many in the United Kingdom, with many losing their jobs, losing their lives or having their pay frozen. The last one isn’t comparable. Many, on both sides, will be looking at the obligations of their insurance policies very closely. Across the world Lloyd’s of London, the world’s largest insurance exchange estimates the insurance industry will suffer around £167 billion in losses from the coronavirus pandemic this year.

Lloyd’s estimates that it will payout in the range of £2.5 billion to £3.5 billion to global customers, comparable in Continue reading “Home Repair Emergencies Never Strike At Good Time, Do They?”

For Peace of Mind; Shift the Risk. Know the Key Insurance Protections you may need.

There are lots of things that come your way as you go through the hustle and bustle. However, leading up to now you must have learnt a crucial lesson which is every day is full of surprises – anything can happen at any time!

There is one thing you can certainly do to these surprises; Shift the Risk!
Different types of Insurance will shift this risk away from yourself, and we have listed them below in a hierarchy of importance ; Continue reading “For Peace of Mind; Shift the Risk. Know the Key Insurance Protections you may need.”

Home emergency protection

Home Emergency Protection

In the latest development, HMRC delivered a directive to tenants that they may help with settling their landlords’ tax bills by withholding their rent into tax income. This is a step taken by the taxman in a bid to crackdown on expats. It came after HMRC sent letters informing tenants about collecting information about the properties that overseas landlords own. Hence, a “dual-pronged attack” is being deliberated to improve the Treasury’s hall. This comes about as some of the latest incentives by the government to gather information to improve its tax base. HMRC, hence, is enhancing its capacity to bring in dues that landlords owe to Britain. It also comes as a first attempt of involving tenants and landlords in property taxation. Continue reading “Home Emergency Protection”