accidental damage mobile

Does home appliance and personal device breakdown cover include accidental damage?

Accidental damages are mostly covered; however, damages caused by gross negligence or deliberate damage are a personal risk which is not covered by most appliance insurance. So, if you spill the coffee cup over the keyboard of your laptop, you have to reckon with the fact that the device insurance may consider this as gross negligence if it was not accidental. Continue reading “Does home appliance and personal device breakdown cover include accidental damage?”