TV Insurance Accidental Damage

Of all the appliances in the home, the TV is probably one of the most at risk of sustaining accidental damage. While TVs have become generally lighter and slimmer, you could argue that they have become less robust, making them more at risk in the home.

With more than one television commonplace at home, this increases the likelihood of a TV being the appliance that is damaged accidentally compared to other appliances that you will usually only own one of. This makes possession of comprehensive TV insurance from Prominence Support vital to protect you against accidental damage and breakdown and the cost of repair or having to replace a TV entirely.


TV Insurance Accidental Damage

Why get insurance against accidental damage for your TV?

The television is quite possibly the most used appliance in the home. Each day it will probably be used by you or the family, or they will be using multiple TVs in the household. Whether they are being used for watching television or used as a screen or monitor for playing games, it is fair to say activity in many home centres around the television.

If your TV is a Smart TV then it being out of action could mean lack of access to not only mainstream TV channels but also some of your other favourites such as Netflix, Amazon Prime, Now TV and many other streaming channels. That is unlikely to go down well with your family!

The cost of repairs or replacing a TV can be substantial. Our TV insurance cover ensures you are adequately covered if your television should sustain damage accidentally or stop working. Don’t leave it to chance, as the cost of a TV engineer and any replacement parts that might be required could end up being substantial.

While your manufacturer’s warranty may provide you with some cover for an initial period, these are limited and won’t usually include accidental damage. Having TV insurance covers you not only against accidental damage but also against breakdown so that you’ll have financial certainty that you won’t have to find the costs of repair or replacement in the event that your TV sustains damage or stops working

So what is TV accidental damage insurance?

Accidental Damage cover means the cost of repair to or replacement of your TV following physical damage as a result of a sudden and unforeseen cause which stops the equipment working will be covered by your TV insurance. This would mean that in circumstances where you have accidentally damaged a TV by knocking off its stand would be covered by your policy.

Equally, more unfortunate circumstances where the kids have sent an active gaming controller out of their hand at the wrong time and caused this to go straight through your TV screen would also be covered by an accidental damage policy. It would not cover you for non-accidental damage such as if you put your foot through the TV while watching the football!

Our television insurance provides cover for your TV not only in the event of accidental damage but also covers you against breakdown should it unexpectedly stop working for no obvious reason. Unlike most manufacturers’ warranties, our policies give you this peace of mind when it comes to accidental damage, after all, you can’t plan for breakages.

In the event of your TV no longer working, we’ll get an engineer out to you quickly and get your TV up and running as quickly as possible. If a repair isn’t possible, we’ll arrange a replacement TV for you or a contribution to a new television.

How much will TV accidental damage cover cost me?

To insure your TV against accidental damage is not as costly as you might think. The cost will depend on the number of appliances that you wish to insure with us, whether that be multiple TVs you have in the home or other appliances.

The cost of TV accidental damage and other insurance covers will take into account the price of your television, so we will ask you to tell us the price range for each television that you wish to insure.

To give you an idea of how much insuring your TV might cost, here are some estimates of the starting costs dependent on the purchase price of your TV. You can also reduce your costs by getting a generous discount for paying for your policy annually.


Appliance Purchase price range (£) Cost/from (month)
TV £0-200 £1.92
TV £201-500 £2.75
TV £501-800 £4.13
TV £801-1200 £5.50
TV £1201-1600 £6.88
TV £1601-2000 £8.25
TV Insurance - protect against accidents

What does TV insurance protect me against?

TV insurance provided by Prominence Support provides comprehensive protection against not only accidental damage but also against anything going unexpectedly wrong with your TV outside of your manufacturer’s warranty. All the costs, from TV engineer call outs, labour charges, repairs, replacement parts, will be covered by your insurance. Even if your TV cannot be repaired, we will arrange for a full replacement or a contribution towards the cost of replacing your television.

Included in our TV insurance cover is the following;

  • Accidental damage
  • Mechanical and electrical breakdowns
  • No excess fees
  • No limit to the number of claims
  • Repairs, parts and labour costs
  • Similar specification replacement if we can’t repair it
  • In-house technical assistance
  • A national network of engineers
  • Speedy repairs
  • Cancel anytime
  • Engineer appointments usually within 24 hours
  • Personalised cover level
  • 21 days money-back guarantee


Our the phone, you can call our Customer Service Team and a friendly staff member will help you out.

When faced with calamity when one of the kids has knocked your TV over and smashed the screen, you’ll probably be wishing you had taken out that insurance. Accidental damage cover, especially for televisions, can be vital, particularly if you have an expensive TV and big household where the risk is probably greater.

For families with children, especially ones that can be prone to causing damage to your TV, a policy that covers you against accidents can be an absolute godsend. Paying just a small amount each month for that peace of mind is priceless.

Cost of repair or a new TV doesn’t come cheap, especially when TVs are becoming more and more complex and capable of so much more functionality these days. Many people choose not to insure their television, preferring to just be covered during the short period of the manufacturer’s warranty, but it is worth remembering that most of these will not cover you for accidental damage anyway.

You can take advantage of discounts available for insuring multiple TVs or other appliances to ensure that you get the best value as well as the most comprehensive policy for all your household appliances.

Prominence Support recognises how important your appliances are to you, especially your TV, so we want to make sure that you are protected against accidental damage or breakdown. Our service ensures that you won’t be without your TV for any longer than is necessary.

We’ll get an engineer out to you in quick time and if your TV cannot be repaired, we’ll help you replace it. We give you access to our UK-based customer service helpline and our teams will be able to give you the support you need when you need it

Our range of insurance products provides our customers with financial certainty through affordable insurance cover. We make things flexible for you too, so you can make changes to your cover or cancel at any time you wish.

Getting a quote to insure your TV against accidental damage and breakdown couldn’t be easier. Go to our Appliance Quote page and select the appliance(s) you wish to insure.

You’ll get an instant quote which you can accept there and then, and then proceed to get your policy set up. If you prefer to talk to set up your insurance over the phone, you can call our Customer Service Team and a friendly staff member will help you out.

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