Are TV Insurance Extended Warranties Worth It?

TV appliance insurance is a kind of extended warranty but offers much more than your typical warranty usually sold to you at your point of purchase. Unlike your manufacturer warranty, which will usually just cover you against breakdown within the first 12 months, a comprehensive TV insurance policy will cover you against both breakdown and accidental damage.

This is the key difference here and makes a TV insurance policy worth considering if you want to make sure that you are protected against any costs should your television suddenly stop working or get broken in an accident. 

Why do you need TV insurance?

Chances are, your television is possibly one of the most frequently used appliances in the home. If you’ve ever had the misfortune to be without your TV because it has stopped working properly, you’ll know what a big deal it is to everyone in your household.

A standard manufacturer’s warranty could take weeks for your TV to be repaired and returned to you, whereas our TV insurance sees us send out an engineer to you in as quick a time as possible, usually 24 hours, so that we quickly get your TV up and running again. 

TVs are more and more complex these days, with extensive additional features, and this means that the cost of repair or replacement can be high. With a TV insurance policy from Prominence Support you won’t have to worry about any of that should your TV cease working.

Anyone who has ever experienced a sudden breakdown of their TV will tell you how important it was to get it fixed, and get it fixed quickly. Avoid the stress and headache or having to arrange an engineer by leaving it in our capable hands.

 

What TV insurance cover do you provide?

Prominence Support can provide cover for most TVs, although televisions over a certain age may be dismayed. We can insure a single TV or multiple TVs or insure your televisions as part of a multi-appliance insurance which offers you discounts of up to 50% for insuring up to 8 appliances

Our TV insurance covers you against accidental damage and mechanical and electrical breakdown. On making a claim, we’ll get out to you at the earliest opportunity and keep you updated with the status of your claim every step of the way. We aim to resolve all claims within 5 working days – inclusive of parts order and delivery. 

All the costs of repair, from engineer call outs, labour charges, replacement parts, will be covered by your TV insurance. If we are unable to repair your TV, we will arrange for a full replacement or a contribution towards the cost of replacing your television.

TV Insurance Extended Warranties - TV in modern room

How much is TV insurance cost?

In order to establish whether TV insurance is worth it, it is worth looking at the typical cost of an insurance policy with Prominence Support. Your policy costs will be dependent not only on the value of the items you are insuring but also the number of items you insure.

If you were to insure your television/s along with several other household appliances then this would significantly bring down the per-item insurance charge and have a bearing on the value for money that you get. You can, of course, choose to insure just your television, but you would miss out on the savings that come from having a multi-appliance policy.

Here are some estimates for insuring your television (depending on the purchase price) and based on the discounts available when taking out a comprehensive multi-appliance policy.

 

AppliancePurchase price range (£)Cost/from (month)
TV£0-200£1.92
TV£201-500£2.75
TV£501-800£4.13
TV£801-1200£5.50
TV£1201-1600£6.88
TV£1601-2000£8.25

TV insurance extended warranties TV remote

So is TV insurance really worth it?

An insurance policy is the one thing that you buy that you hope you never have to use, and it is possible that you may take out a policy and never have need to call upon it. In these circumstances, it is the peace of mind that you have purchased.

With many people going for the home cinema approach and therefore buying televisions of increasing size and functionality, this means the cost of repairing or replacing isn’t small change, so it is vital to have insurance to protect you against breakdown or accidental damage.

Many households choose not to insure their television, or any other appliances for that matter,  preferring instead to rely on the manufacturer’s limited warranty or a mistaken belief that paying for a repair will not be as costly as the cover. Both approaches can be risky, as repairs are usually far more expensive than anticipated, and manufacturer’s warranties will often have run out just when you need to call upon them. Additionally, they won’t usually provide any cover for accidental damage.

 

Prominence Support have provided thousands of homes with insurance for TVs and other appliances. We know that your TV may be one of the most vital items in your household and having to go more than a few days without Netflix could be just too much to take for some members of your family.

We’ll make sure that if things do go wrong, we are there to respond and handle it all for you to get your television repaired or replaced in quick time. Unlike many other insurers, we do not place any restrictions on the number of times you can claim under your policy.

Our flexible range of insurance products provides our customers with certainty through affordable insurance cover for your television and other appliances. We give you access to UK based helplines so you always get the customer service response you are looking for.

Insuring your TV with Prominence Support provides you with financial certainty and by paying for your insurance upfront on an annual basis, you can enjoy bigger savings, making your TV insurance even better value for money.

It’s easy to get a quote for insurance for your TV or other appliances. On our Appliance Quote page, you can select the appliance(s) you want to insure and just tell us a few basic details about your appliances. If you wish to proceed with your instant quote, just complete our online form and checkout. Alternatively, if you prefer to discuss insurance with one of our customer services team, call us today.

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